Who is the Portugal D7 visa for?

The D7 is for non-EU/EEA nationals who can support themselves in Portugal from stable passive income, such as a pension, rental income, dividends, royalties or interest. It is popular with retirees and people with recurring income who are not relying on a Portuguese salary.

How much income do I need for the D7 visa?

You need passive income at least equal to the Portuguese minimum wage (around €920 per month in 2026), plus 50% for a spouse and 30% for each child, and around twelve months of savings held in a Portuguese bank account.

Does the D7 lead to citizenship?

The D7 is a residency route: a temporary permit that you renew, leading to permanent residency and, in time, eligibility to apply for citizenship, subject to the residency period and language requirements in force.

🇵🇹 Portugal residency · D7

Live in Portugal on passive income.

The D7 is Portugal's residency visa for people with stable income they don't earn from a Portuguese job, pensions, rentals, dividends, royalties or savings. It's the classic route for retirees and the financially independent, and a real path to permanent residency and citizenship. We handle it end to end.

Check your eligibility, free → See the requirements

Income guide

from ~€920/mo

Processing

~6–9 months

First permit

2 years

Leads to

PR & citizenship

What the D7 is

Residency for the financially independent.

The D7 (sometimes called the "passive income" or "retirement" visa) lets non-EU/EEA nationals move to Portugal because they can support themselves from recurring income, rather than a local salary. You apply at the Portuguese consulate in your home country, arrive on the visa, then convert it to a residence permit with AIMA in Portugal.

It's one of the most accessible routes to Europe: no big investment required, family can come with you, and it puts you on the clock toward permanent residency and citizenship. The trade-off is that Portugal wants to see genuinely passive or stable income, so how you document it matters, and that's where we earn our fee.

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Live & travel in the EU

Reside in Portugal and travel visa-free across the Schengen Area.

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Bring your family

Your spouse or partner and dependent children can be included through family reunification.

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Healthcare & services

Access to Portugal's public health system (SNS) once you're a resident.

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A path to citizenship

Temporary residency renews into permanent residency, then eligibility for citizenship.

The money side

What you'll need to show.

Portugal wants to see you can comfortably support your household. The thresholds track the Portuguese minimum wage and rise with family size, here are the current 2026 figures.

Household	Monthly income	Per year
Main applicant	~€920 / month	~€11,040
+ Spouse or partner (+50%)	~€460 / month	~€5,520
+ Each child (+30%)	~€276 / month	~€3,312

✓Passive or stable income, pensions, rental income, dividends, royalties, interest or a remote arrangement. Portuguese salary income doesn't count for the D7.

✓Savings buffer, typically around twelve months of the minimum income held in a Portuguese bank account (about €11,040 for a single applicant).

✓A Portuguese bank account and NIF, both are prerequisites. We arrange them as part of your case.

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Rules change: we track them so you don't

Portugal has revised its residency and citizenship rules several times recently, including income thresholds, family-reunification timing and the path to citizenship. We work from the requirements in force on the day you apply, so your application is built on current rules rather than out-of-date guidance.

Beyond the money

The rest of the file.

✓A passport valid well beyond your intended stay

✓Proof of accommodation in Portugal, a rental contract or property, which we can help you arrange

✓A clean criminal-record certificate from your country of residence

✓Valid health insurance covering you in Portugal until you join the SNS

✓Evidence of your income and its source (pension statements, tenancy agreements, dividend records, etc.)

✓Your NIF and a Portuguese bank account, arranged by us before you apply

Every case is different. Once you send your request, your specialist reviews your situation and gives you a tailored, plain-English checklist, no generic PDF.

How we handle it

From "am I eligible?" to résident.

1

Step 1 · Free

Eligibility check

Tell us your nationality, income and household. A specialist confirms whether the D7 is the right route, or points you to a better one (D8, Golden Visa), before you spend anything.

2

Step 2 · Foundations

NIF & Portuguese bank account

We arrange your Portuguese tax number and open the bank account you'll need to deposit your savings and show funds, both prerequisites for the application.

3

Step 3 · The file

Document preparation & review

We build and legally review your full file, income evidence, accommodation, insurance, criminal record, so it tells a clean, consistent story to the consulate.

4

Step 4 · Apply

Consulate application

You submit at the Portuguese consulate in your home country. We prepare you for the appointment so there are no surprises.

5

Step 5 · In Portugal

Arrival & AIMA residence permit

You arrive on the D7 visa, then attend your AIMA appointment to receive your residence permit. We coordinate the booking and the paperwork.

The long game

Where the D7 leads.

The D7 isn't just a visa, it starts a clock. Your temporary permit renews, becomes permanent residency, and eventually opens the door to Portuguese (and EU) citizenship, subject to the residency period and language requirements in force at the time.

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Temporary residency

Your first permit is valid for two years, then renewed. You live in Portugal and keep your file in good standing.

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Permanent residency

After five years of legal residence you can apply for permanent residency, with far lighter conditions.

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Citizenship

In time, and with a basic Portuguese language qualification, you can apply for citizenship, and an EU passport.

Check your eligibility

Is the D7 right for you?

Free and no obligation. Sign in or create a free account, tell us about your income and household, and a specialist reviews your eligibility and next steps, usually within one business day.

FAQ

Good questions, answered.

Non-EU/EEA nationals who can support themselves in Portugal from stable, largely passive income, pensions, rental income, dividends, royalties, interest or a settled remote arrangement. It's especially popular with retirees and the financially independent.

Broadly: the D7 suits passive or stable income (pensions, rentals, investments), while the D8 "digital nomad" visa suits active income from remote work for foreign clients or employers, which has a higher income threshold. In your free eligibility check we tell you which fits, and whether the Golden Visa is worth considering.

Yes, you need a Portuguese tax number (NIF) and a Portuguese bank account before you apply, to hold your funds and show your savings. We arrange both as part of your D7 case, so you're not chasing them separately.

Yes. Your spouse or partner and dependent children can be included through family reunification. The income you need to show rises with each family member, see the table above.

Expect roughly six to nine months from starting your file to holding your residence permit, spanning consulate processing, your move, and the AIMA appointment in Portugal.

Residency cases are quoted to your situation, because they vary in complexity. Your free eligibility check comes first; if we take your case on, you get a clear fixed fee before any work begins. Government and consulate fees are separate and paid directly by you.

Carreh assists with the preparation and submission of visa and residency applications; final decisions rest with the Portuguese consular and immigration authorities (AIMA). Income thresholds, timelines and the path to citizenship shown are current indicative figures for 2026, confirmed for your case before you apply. Carreh does not guarantee approval and does not set immigration rules.

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